Market Insights

Market Insights

“A time of turbulence is a dangerous time, but its greatest danger is a temptation to deny reality. But a time of turbulence is also one of great opportunity for those who can understand, accept, and exploit the new realities.” also one of great opportunity for those...
What is the ORP?

What is the ORP?

Understanding the Maryland Optional Retirement Plan (ORP) The Maryland Optional Retirement Plan (ORP) was established in 1975 as an alternative to the state’s defined benefit plan (pension). Faculty and administrators have the option to select either the ORP or...